Privacy Statement for AEA Federal Credit Union

Notice of Your Financial Privacy Rights:

We, our, and us, when used in this notice, mean AEA Federal Credit Union.  This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:

Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):

• Share account
• Loan account
• Credit card account
• Safe deposit box

We will tell you the sources of the information we collect about you.  We will tell you what measures we take to secure that information.

We first define some terms:

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.  Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours.  This is also known as a nonaffiliated third party, or simply, an “other party.”

The Information That We Collect
We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency

The Confidentiality, Security, and Integrity of Your Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Your Information and Other Parties
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law.  This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.

Authorized Sharing - Outside Marketing Services
We may disclose the following information to companies that perform marketing services on our behalf:
Information you give us on an application or other forms, such as:

• Name
• Address
• Social security number
  Nonpublic personal information about your transactions with us, such as
• Account balances
• Account activity
• Types of accounts
• Credit card usage
• Payment history
• Deposit history

We disclose the information listed above with companies that perform marketing services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also disclose information about you to other outside marketing services as permitted by law.

Types of Businesses
Here are the types of businesses with which we may disclose information for outside marketing purposes:

• Service providers that perform marketing services
• Direct sales companies

Authorized Sharing – Joint Marketing
We may disclose the following information to other financial institutions with which we have joint marketing agreements:

Information we receive from you on an application or other forms, such as:

• Name
• Address
• Social security number
  Information about your transactions with us, such as:
• Account balances
• Account activity
• Types of accounts
• Credit card usage

We disclose the information listed above with other financial institutions with which we have joint marketing agreements. You do not have the right to opt out of the disclosure of this information.

Types of Businesses
We may disclose information pursuant to joint marketing agreements to the following types of businesses.

Financial service providers, such as:

• Securities broker-dealers
• Insurance agents

Reasons for disclosing
We may disclose information about you to other financial institutions with which we have joint marketing agreements to provide you with information about additional products and services.